Brexit will inevitably have some impact on van drivers and the scope of their van insurance coverage.

Mainly, the likelihood is that van drivers will lose the ability to drive freely across the borders of European Union countries, including the ability to proceed across borders without inspections.

Crucially, van drivers will need to ensure that they have international van insurance that enables them to demonstrate that they are covered by their British van insurance for the duration of their stay in an EU country. These insurance green cards are free; however, they will need to be aware of the following:

• The van insurance cover provided by the green card may not be comprehensive and it may be prudent to purchase additional short-term cover.
• The green card should be applied for well in advance – ideally at least two weeks prior to your expected travel date.
• You may be refused entry with your vehicle if you do not have a valid green card.
• You will need to apply for multiple green cards if you intend on towing a trailer or caravan on your visit to the EU.
• You will need multiple green cards if you have fleet insurance covering multiple vans.
• You will need to ensure you display a GB sticker on the rear of your van when travelling in the EU.

The Association of British Insurers (ABI) view

The ABI has urged all drivers to consider that EU regulations will demand a green card as proof of motor insurance unless any Brexit deal reached specifies otherwise.

Furthermore, the ABI says that any driver who travels without a green card in these circumstances risks both breaking the law and invalidating their existing cover, even when driving across the Irish border.

The ABI’s director general, Huw Evans, said that although motor insurance companies were well prepared for the possibility of a no-deal Brexit, it was incumbent upon the government to offer greater clarification and support.

“With a no-deal Brexit still on the table, we want all insurance customers to know the facts about what this means for them so that they can take the necessary action,” said Evans.

Just as UK citizens driving within the EU will require a green card in the event of a no-deal, EU citizens driving in the UK will need to ensure the same.