Any driver van insurance that works for drivers over 21
Many businesses are reliant on their vans, and not all of these are sole traders. It's common for companies to employ multiple drivers and have a single van that is driven by numerous team members. In scenarios such as these, standard van driver insurance, which typically provides cover for only one driver, is no good. Instead, to get fully covered, it's best to take out an any driver insurance policy.
Any driver van insurance allows you to insure multiple drivers on one policy, giving you more flexibility and freedom so that your business won't be disrupted by unexpected accidents and allowing your customers to remain confident they can rely on you.
Is an any driver policy right for me? The Advantages:
The obvious advantage of an any driver van policy is that it enables you to allow more than one person to drive a fleet vehicle. With more than one driver insured to drive a company vehicle, your business will be less restricted and you'll have the freedom to operate how you wish. This is a lot more preferable compared to having one driver tied to one van, meaning that if they're not available for a job, no one else can drive their vehicle.
A downside is that any driver van insurance tends to be more expensive than insuring a single driver, particularly if anyone on your workforce is relatively young and inexperienced. Still, it is likely to be less costly than alternative options for insuring multiple drivers, and the chances are that it could be right for you and your business if you require the maximum amount of flexibility.
Cheaper any driver insurance policies
Age is a huge factor in deciding the cost of your any driver van insurance. The problem that some businesses run into is that, while an any driver van insurance policy offers their business increased freedom, their quote may end up being rather costly if some of their drivers are under 21 or even 25. This is because younger drivers are considered by underwriters to be more of a risk on the roads than their older colleagues, with statistics showing a higher likelihood of them being the at-fault party in an accident.
Ensuring all your drivers are over the age of 25 is a good place to start if you want to get the lowest possible price on your insurance.
Named driver insurance
Aside from getting any driver van insurance for drivers of over a certain age, whether it is over 21 or over 25, another way to reduce the cost of the insurance for your commercial vehicle is to seek cover for multiple named drivers.
Any driver van insurance is for companies who require multiple drivers to drive a single vehicle but, in reality, most businesses do not need to name more than four drivers on a single policy. In this case, choosing named driver insurance, especially if all the additional drivers are experienced drivers over 21 or over 25, is a good way of retaining flexibility while also ensuring that the cost of cover remains affordable.
Temporary van insurance
Temporary driver van insurance is also another way of allowing for flexibility. Many policies include a provision to allow you to name new, temporary drivers of your van, even at short notice.
Get a cost-effective quote for any driver van insurance today
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